OUR FINANCIAL QUARTERBACK
One Advisor. Every Player on the Field.
Steven coordinates with your accountant, lawyer, insurance broker, and investment advisor so nothing falls through the cracks.
GENERATIONAL WEALTH TRANSFER
Ready for What’s Being Passed Down?
Inheriting wealth is a moment that deserves a plan. We help millennials receive, protect, and grow family assets the right way.
SUCCESSION & LEGACY PLANNING
Your Biggest Goals Deserve a Serious Roadmap.
Whether it’s funding a foundation, leaving a legacy, or hitting a number everyone said was too ambitious, we build the roadmap to get there.
DIYVEST: PORTFOLIO GUIDANCE
You place the trades; we make you better at it.
Keep control of your own portfolio while getting expert oversight, a second opinion, and a strategy you actually understand.
THE LONGEST VACATION
Retirement: turning assets into adventures.
Most people spend more time planning a two-week vacation than their 30-year retirement. We book it for you.
WELCOME TO STONEWATER FINANCIAL
Stonewater Financial is your professional partner in wealth management. With a commitment to excellence and integrity, we offer tailored strategies to help you pursue your goals. Our experienced team provides personalized strategies and continuous guidance, aiming to ensure your financial success. From deep understanding to strategic planning, we’re here to support you every step of the way. Choose Stonewater Financial for confidence in your financial future.
Our LATEST Webinar
The Next Phase of the AI Trade: LPL’s Midyear Market Outlook
Join Steven Bernstein & Adam Turnquist for a live walkthrough of LPL’s 2026 Midyear Outlook.
📅 Live Webinar | August 26th at 10:30 AM PST
Meet Our President Steven Bernstein
Steven Bernstein is the founder of Stonewater Financial, a dedicated financial planning and wealth management practice that provides honest advice and places clients’ interests first.
In today’s economic environment, people are seeking personalized advice while expecting concierge-level personal attention. Steven tailors every decision he makes to each individual’s goals and objectives. Nobody can escape life’s transitions; however, with a high degree of technical competency and analytical aptitude, Steven is able to help guide his clients towards making the right decisions, ones that seek to produce results, as well as aim to protect what they already have.
Steven is a Los Angeles native, and his family plays an integral part in his life. Steven is married to Debra and has three beautiful children, Kayla, Hailey and Noah. Steven is a graduate of New York’s Yeshiva University with a degree in Finance.
Licenses: Series 7, 66, 63 (currently held with LPL Financial), California Insurance #0G51436
OUR TREASURY OF FINANCIAL WISDOM
Steven’s Approach to Financial Success: Crafting a Comprehensive Wealth Plan with Your Trusted Financial Advisor in Los Angeles
Introduction Navigating the financial landscape can be daunting, especially in a city as dynamic as Los Angeles. Whether you’re planning for retirement, building wealth, managing substantial assets, or leaving a legacy, having a trusted financial advisor by your side...
How Do I Diversify a Highly Appreciated Stock Position Without Triggering a Massive Tax Bill
Owning a highly appreciated stock is a wonderful problem, right up until you decide to sell it. Maybe you bought the stock years ago, accumulated shares through your company, or simply made one very good investment. Now you’re sitting on a large gain and would love to...
What Should I Do With a $10 Million Concentrated Stock Position?
Having $10 million in one stock sounds like a fantastic problem to have. Maybe you spent decades working for the company, founded the business, inherited the shares, or simply made one spectacular investment and had the discipline, or good fortune not to sell it....