TAX SEASON 2026 · COMPLIMENTARY PORTFOLIO REVIEW

Your CPA is reviewing your taxes. Who is reviewing your investments?

You’ve already gathered your financial statements for tax season. Take the next step and get a complimentary Portfolio Audit from your Financial Quarterback.

Start My Portfolio Audit

No cost. No obligation. Secure submission.

Why an Audit Matters

73%

of HNW portfolios have tax-inefficient asset placement

$47K

average annual tax drag on a $1M portfolio

1 in 3

investors hold hidden overlapping risk

Don’t leave your wealth to chance (or isolated advice).

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The Tax Drag

You can pick the best investments in the world, but if your portfolio isn’t completely aligned with your tax strategy, you are leaving money on the table.

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Drawdown Protection

A bull market hides a lot of mistakes. We review the game tape to ensure you aren’t taking on uncalculated, hidden risks.

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The Quarterback Approach

We act as the interpreter between your tax plan and your investments, ensuring your money is working off a single, unified blueprint.

Steven Bernstein & Team · Stonewater Financial

ABOUT STONEWATER FINANCIAL

Your Financial Quarterback. Built for High Net Worth Families.

With over two decades of expertise at premier financial institutions, Steven Bernstein founded Stonewater Financial on a single conviction: High Net Worth families deserve more than a stockbroker. They need a team that speaks the same language as their CPA, their estate attorney, and their long-term goals.

As we approach our firm’s eighth anniversary, our philosophy remains unchanged: we are the interpreter between your tax strategy and your investment portfolio — ensuring every dollar is deployed off a single, unified blueprint.

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Fiduciary Standard

We always act in your best interest.

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Unified Blueprint

Tax, legal & investments aligned.

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Trusted Network

Connected to vetted specialists.

Request Your Portfolio Audit

Securely share your current snapshot. We only ask for what we need.

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Stonewater Financial and LPL Financial do not provide legal or tax advice. Please consult your legal or tax professional regarding your specific situation. Content in this material is for general information only and not intended to provide specific advice or recommendations for any individual. All investing involves risk including loss of principal.