Artificial intelligence has transformed how small business owners run their day to day operations. From accounting software that categorizes expenses to predictive analytics that forecast cash flow, technology has made financial management more efficient than ever....
Steven Bernstein
How Much of the Economy and Market Is Really Being “Powered” by AI?
The Question Everyone's Asking (But Getting Different Answers To) If you've been paying attention to financial news lately, you've probably noticed that AI has gone from being a buzzword to the explanation for nearly everything happening in markets right now. Big tech...
AI vs. The Right Advisor: Why the Right Questions Make All the Difference
By Steven Bernstein, President – Stonewater Financial Artificial intelligence is changing the way we live and invest. Machine learning can crunch numbers, analyze performance, and recommend portfolios in seconds. They can even adjust allocations automatically as...
Earnings vs the Economy: Who’s right? Why the Market’s Glow May Be Masking Hidden Cracks
The economic forecast set for in this material may not develop as protected and there can be no guarantee that strategies promoted will be successful Over the summer, investors watched as U.S. equities pushed higher, supported by strong second-quarter earnings and...
Nuclear Energy Investment: Why 2025 Marks a Turning Point
For decades, nuclear energy sat on the sidelines of the global energy conversation. Once seen as too expensive, too slow, or too controversial, the sector is now back in focus. In 2025, nuclear energy investment is no longer a niche idea but a central theme in the...
How Many Stocks Should I Own?
A Personal Perspective on Building a Smarter PortfolioBy Steven Bernstein, President of Stonewater Financial When I meet with new or do-it-yourself investors, especially those just starting out, one of the most common questions that comes up is: “How many stocks...

