You’ve worked hard to build your wealth, and you’ve done the responsible thing: you hired an elite estate attorney and spent thousands of dollars drafting an ironclad trust to protect your family. But when you leave the...
Steven Bernstein
Steven Bernstein is the founder of Stonewater Financial, a dedicated financial planning and wealth management practice that provides honest advice and places clients’ interests first. In today’s economic environment people are seeking objective advice, while expecting concierge level personal attention. Steven tailors every decision he makes to each individual’s goals and objectives. Nobody can escape life’s transitions, however with a high degree of technical competency and analytical aptitude, Steven is able to help guide his clients towards making the right decisions, ones that seek to produce results, as well as protecting what they already have.
What to Do When You Inherit Wealth: 5 Considerations to Help Navigate the Transition
Receiving an inheritance is a significant financial event that often comes with complexity. Assets may be transferred without clear guidance on tax considerations, investment implications, or how they fit into a broader financial picture, particularly when multiple...
The Business Owner’s Blind Spot: Why You Need a “Personal CFO”
While your accountant is typically looking backwards at last year's results to figure out your tax implications, we look forward at growing your wealth. As a business owner, you are an expert at generating revenue and building a business. You know how to scale, how to...
Changing Jobs? Why Your Old 401(k) Needs a Promotion Too
A guide to understanding your 401(k) distribution options, avoiding "financial clutter," and taking control of your financial future. Changing jobs is one of life’s most significant transitions. Between learning a new role, meeting new colleagues, and adjusting to a...
When Confidence Becomes Conviction Bias: Investing in the Age of Overinformation
Introduction Artificial intelligence is transforming how information spreads. A tweet can move a stock before an earnings report hits the wire. Financial “experts” publish confident-sounding analysis written, or even generated, by algorithms. The result? AI-generated...
Dead Money: When Hold On Costs You More Than You Think
Introduction You know that stock sitting in your portfolio? The one you bought three years ago because you really believed in it? Yeah, it's still there. Doing… nothing. You keep telling yourself it'll bounce back. Any day now. Except "any day now" has stretched into...